320 N 3rd St, Mattoon, IL 61938 Property Records

Coles County property record for 320 N 3rd St, Mattoon, IL 61938

Property Summary

Property TypeSingle Family Home
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$28,500 (Jul 2008)
Tax Bill$1,078 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-0-03972-001

Property Details

APN / Parcel Number

Primary APN06-0-03972-001

Exterior

Lot Area13,939 sqft (0.32 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeDetached

Location & Zoning

Street Address320 N 3RD ST
CityMATTOON
StateIL
Zip61938-4401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionURBAN HEIGHTS LOTS 5 & 6 BLOCK 04
Legal SubdivisionURBAN HEIGHTS
Legal Block4
Legal Lot Number5-6
JurisdictionCOLES IL
Township / Civil DivisionLAFAYETTE
Census Block Group3
Census Block3000
Census Tract400

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address318 N 3RD ST, MATTOON, IL 61938-4401
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2008 · Amount on Record
Deed SaleJul 22, 2008 · Amount on Record
Deed Document Number2008708821
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address320 N 3RD ST, MATTOON, IL 61938-4401
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000786146
DateFeb 5, 2020
Instrument202000786146
Lender
NameLAND OF LINCOLN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 4, 2030
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionLafayette Township
MunicipalityMattoon City
Unified School DistrictMattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,078.00 (-28.28%)$13,411 (+22.32%) Land $2,769 Building $10,642$40,233 (+22.32%) Land $8,307 Building $31,926
2023$10,964 Land $2,264 Building $8,700$32,892 Land $6,792 Building $26,100
2020$1,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTOON
serves 19,500 people · EPA ID IL0290250
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, Watch TV.

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