317 N 3rd St, Mattoon, IL 61938 Property Records

Coles County property record for 317 N 3rd St, Mattoon, IL 61938

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1964
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$10,000 (Dec 2005)
Tax Bill$1,357 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN06-0-03987-000

Property Details

APN / Parcel Number

Primary APN06-0-03987-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Base Area
1st Floor Area1,272 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions140 ft deep x 69 ft wide
Garage TypeAttached
Garage Area264 sqft

Location & Zoning

Street Address317 N 3RD ST
CityMATTOON
StateIL
Zip61938-4402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionURBAN HEIGHTS LOT 01 BLOCK 05
Legal SubdivisionURBAN HEIGHTS
Legal Block5
Legal Lot Number1
JurisdictionCOLES IL
Township / Civil DivisionLAFAYETTE
Census Block Group3
Census Block3000
Census Tract400

Owner

317 N 3rd St is owned and occupied by an individual who bought it in December 2005.

Source: Coles County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address317 N 3RD ST, MATTOON, IL 61938-4402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2005 · Amount on File
Deed SaleDec 19, 2005 · Amount on File
Deed Document Number2005687024
Prior Transfer DateDec 16, 2005
Prior Transfer Doc687024
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address317 N 3RD ST, MATTOON, IL 61938-4402
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300808753
DateSep 25, 2023
Instrument202300808753
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term84 Months
DueSep 22, 2030
Interest
Rate7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 317 N 3rd St was $1,357 with a homeowner's exemption, up 6.5% from the year before.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionLafayette Township
MunicipalityMattoon City
Unified School DistrictMattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,357.00 (+6.51%) Homeowner's exemption$22,901 (+10.2%) Land $2,250 Building $20,651$68,703 (+10.2%) Land $6,750 Building $61,953
2024$1,274.00$20,782 (+11%) Land $2,042 Building $18,740$62,346 (+11%) Land $6,126 Building $56,220
2023$18,723 Land $1,840 Building $16,883$56,169 Land $5,520 Building $50,649
2020$1,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTOON
serves 19,500 people · EPA ID IL0290250
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, Watch TV.

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