Bell County property record for 320 N 12th St, Middlesboro, KY 40965
| Property Type | Commercial |
|---|---|
| Details | 8,212 sqft |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Aug 2014) |
| Tax Bill | $2,948 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-10-00-159.00 |
| Primary APN | 082-10-00-159.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,212 sqft Living Area |
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 9361 |
|---|---|
| Street Address | 320 N 12TH ST |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1136 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | NE 25E (PROPERTY) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 960500 |
320 N 12th St, a commercial property, is owned by an individual who bought it in August 2014.
Source: Bell County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 225 CROCKETT LN, HARROGATE, TN 37752-5327 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2014 · Amount on File |
| Deed Sale | Aug 20, 2014 · Amount on File |
| Deed Document Number | 160044 |
| Deed Book / Page | D363 / 718 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 320 N 12th St was $2,948.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,948.00 | $275,000 Land $275,000 | $275,000 Land $275,000 |
| 2023 | $2,879.00 | $275,000 | $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 N 12th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (2011–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 N 12th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
May also be available: T-Mobile, Verizon.
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