239 N 12th St, Middlesboro, KY 40965 Property Records

Bell County property record for 239 N 12th St, Middlesboro, KY 40965

Property Summary

Property Type	Commercial
Owner	Company Name on Record
Last Sale	$2,000,000 (Nov 2017)
Tax Bill	$21,440 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-20-00-001.00`

Property Details

APN / Parcel Number

Primary APN	`082-20-00-001.00`
Alternative APNs	`17630` `6870`

Location & Zoning

Account Number	6870
Street Address	239 N 12TH ST
City	MIDDLESBORO
State	KY
Zip	40965-1029
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NE 118 (LOTS 20-25 & PART OF 17-19)
Legal Lot Number	20-25
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2009
Census Tract	960500

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 HILL AND DALE RD, LEBANON, NJ 08833-4700
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage FIRST HARRISON BANK
Nov 27, 2017	Deed, Transfer BRANCH BANKING AND TRUST CO
Apr 28, 2017	Deed, Construction Loan · Construction Mortgage PLANTERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	173531
Deed Book / Page	D376 / 438
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	239 N 12TH ST, MIDDLESBORO, KY 40965-1029
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M389/765
Date	Sep 28, 2023
Book Page	M389/765
Instrument	198400

Lender

Name	FIRST HARRISON BANK
Type	Bank
Address	SHEPHERDSVILLE, KY 40165

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 22, 2028

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Nov 27, 2017
Property Address	239 N 12TH ST, MIDDLESBORO, KY 40965-1029
Document Number	00D376/438
Book / Page	D376 / 438
Instrument Date	Nov 20, 2017
Instrument	173531
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 S ASHLAND AVE # AVE201, AVE201, LEXINGTON, KY 40502-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3 HILL AND DALE RD, LEBANON, NJ 08833-4700

Mortgage

Document Number	0000M347/1
Date	Nov 27, 2017
Book Page	M347/1
Instrument	173532

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 17, 2022

April 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Apr 28, 2017
Property Address	239 N 12TH ST, MIDDLESBORO, KY 40965-1029
Document Number	00D374/152
Book / Page	D374 / 152
Instrument Date	Apr 27, 2017
Instrument	171445
Transaction Type	Construction Loan
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3355 GREENFERN CT, ALPHARETTA, GA 30004-8479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 S ASHLAND AVE STE 201, 201, LEXINGTON, KY 40502-2100

Mortgage

Document Number	0000171446
Date	Apr 28, 2017
Instrument	171446

Lender

Name	PLANTERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Oct 27, 2022

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,440.00 (+2.39%)	$2,000,000 (-) Land $2,000,000	$2,000,000 (-) Land $2,000,000
2023	$20,940.00	$2,000,000	$2,000,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	153 (1980–2021)
Claims Outside the SFHA	18 of 153
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 29 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 14 claims Severe Weather, Freezing Rain, Sleet, Snw, Feb 1994 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100

May also be available: T-Mobile, Verizon.

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