Berks County property record for 320 Mountain View Rd, Reading, PA 19607 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1980 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,693 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5305-07-58-9597 |
| Primary APN | 5305-07-58-9597 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 680 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 24,829 sqft (0.57 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39410370 |
|---|---|
| Street Address | 320 MOUNTAIN VIEW RD |
| City | READING |
| State | PA |
| Zip | 19607-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHERITON PLACE SEC 01 |
| Legal Block | 58 |
| Legal Lot Number | 5 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11603 |
Source: Berks County records · APN 5305-07-58-9597
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 MOUNTAIN VIEW RD, READING, PA 19607-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2021 |
| Transfer Doc | 0000024912 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 320 MOUNTAIN VIEW RD, READING, PA 19607-9509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 320 MOUNTAIN VIEW RD, READING, PA 19607-9509 |
| Document Number | 0000036400 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025036400 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 13, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 18, 2021 |
| Property Address | 320 MOUNTAIN VIEW RD, READING, PA 19607-9509 |
| Document Number | 0000024912 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021024912 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Title Company | SECURED LAND TRANSFER LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 MOUNTAIN VIEW RD, READING, PA 19607-9509 |
| Document Number | 0000024913 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021024913 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,693.00 (+24.85%) Homeowner's exemption | $135,600 (-) Land $61,100 Building $74,500 | $61,100 (-54.94%) Land $61,100 |
| 2024 | $2,157.00 | $135,600 Land $61,100 Building $74,500 | |
| 1994 | $135,600 Land $61,100 Building $74,500 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110116032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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