289 Mountain View Rd, Reading, PA 19607 Property Records

Berks County property record for 289 Mountain View Rd, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 975 sqft · built 1966
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,282 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5305-07-68-2907`

Property Details

APN / Parcel Number

Primary APN	`5305-07-68-2907`
Alternative APNs	`39-5305-07-68-2907` `39410640` `410640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Basement Area	350 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Neighborhood
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39410640
Street Address	289 MOUNTAIN VIEW RD
City	READING
State	PA
Zip	19607-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHERITON PLACE SEC 01
Legal Block	68
Legal Lot Number	2&3
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	2
Census Block	2028
Census Tract	11603

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 MOUNTAIN VIEW RD, READING, PA 19607-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage BELLCO FCU
Dec 26, 2017	Trustee's Deed, Construction Loan BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 1998
Deed Sale	Dec 22, 1998
Deed Book / Page	3018 / 359
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	289 MOUNTAIN VIEW RD, READING, PA 19607-9513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045017
Date	Nov 25, 2020
Instrument	2020045017

Lender

Name	BELLCO FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 28, 2025

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Dec 26, 2017
Property Address	289 MOUNTAIN VIEW RD, READING, PA 19607-9513
Instrument Date	Nov 7, 2017
Instrument	47760
Transaction Type	Construction Loan
Record Updated	Jan 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 MOUNTAIN VIEW RD READING PA 196079513, READING, PA 19607-9513

Mortgage

Document Number	0000047760
Date	Dec 26, 2017
Instrument	47760

Lender

Name	BELLCO CU
Type	Credit Union
Address	WYOMISSING, PA 19610

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 25, 2022

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,282.00 (+24.84%) Homeowner's exemption	$114,900 (-) Land $56,700 Building $58,200	$56,700 (-50.65%) Land $56,700
2024	$1,828.00	$114,900 Land $56,700 Building $58,200
1994			$114,900 Land $56,700 Building $58,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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