Cass County property record for 320 McOmber St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 932 sqft · built 1860 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Aug 2025) |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-583-00 |
| Primary APN | 14-160-300-583-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 932 sqft Building Perimeter |
| 1st Floor Area | 716 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Area | 244 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 MCOMBER ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1859 S 41 FT OF W 66 FT OF LOT 97 MCOMBER'S 2ND ADD CITY OF DOWAGIAC. |
| Legal Subdivision | MCOMBER S ADDITION |
| Legal Lot Number | 97 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 2000 |
Source: Cass County records · APN 14-160-300-583-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Feb 03, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 08, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Deed Document Number | 2025224125 |
| Deed Book / Page | 1264 / 639 |
| Prior Transfer Date | Oct 21, 2024 |
| Prior Transfer Doc | 001253/873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 320 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Number | 01266/1467 |
|---|---|
| Date | Oct 02, 2025 |
| Book Page | 1266/1467 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Feb 03, 2022 |
| Property Address | 320 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Number | 01211/1973 |
| Book / Page | 1211 / 1973 |
| Map Reference | LB V PG 15 |
| Instrument Date | Jan 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1348, LEXINGTON, SC 29071-1348 |
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 08, 2020 |
| Property Address | 320 MCOMBER ST, DOWAGIAC, MI 49047-1363 |
| Document Number | 01166/0093 |
| Book / Page | 1166 / 0093 |
| Map Reference | LB V PG 15 |
| Instrument Date | Dec 09, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, COLUMBIA, SC 29202-0488 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, COLUMBIA, SC 29202-0488 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,900 (+13.56%) | $93,800 (+13.56%) | |
| 2025 | $1,197.00 (+7.84%) Homeowner's exemption | $41,300 (+20.76%) Land $41,300 | $82,600 (+20.76%) Land $82,600 |
| 2023 | $34,200 | $68,400 | |
| 2022 | $1,110.00 |
Source: FEMA National Flood Hazard Layer as of September 5, 2007 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 425 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DOWAGIAC serves 6,350 people |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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