312 Matthews St, Fredericktown, MO 63645 Property Records

Madison County property record for 312 Matthews St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,008 sqft · built 1974
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$539 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2022 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-3.2-08-004-001-060.000`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-004-001-060.000`
Alternative APN	`3872`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.169 acres)
Utility Building	140 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	312 MATTHEWS ST
City	FREDERICKTOWN
State	MO
Zip	63645-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L8 HOLMES SUBD
Legal Subdivision	HOLMES SUBD
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1044
Census Tract	960201

Owner

312 Matthews St is owned and occupied by an individual who acquired it in September 2023.

Source: Madison County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	312 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION COMPANY LLC
Jun 9, 2022	Quit Claim Deed, Transfer · Reverse Mortgage AMERICAN ADVISORS GOURP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023
Deed Sale	Sep 22, 2023
Prior Sale	Jun 9, 2022
Deed Document Number	0000557547
Deed Book / Page	557 / 547
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Sep 22, 2023
Property Address	312 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225
Document Number	000557/547
Book / Page	557 / 547
Instrument Date	Sep 18, 2023
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225

Mortgage

Document Number	0000557550
Date	Sep 22, 2023
Instrument	557/550

Lender

Name	DAS ACQUISITION COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MO
Recording Date	Jun 9, 2022
Property Address	312 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225
Document Number	000543/250
Book / Page	543 / 250
Instrument Date	May 20, 2022
Instrument	2022001023
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MATTHEWS ST, FREDERICKTOWN, MO 63645-1225

Mortgage

Document Number	000543/253
Date	Jun 9, 2022
Book Page	543/253
Instrument	2022001024

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	817 Months
Due	Jul 1, 2090

Interest

Rate	4.69%
Type Change Date	Jul 1, 2022
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 312 Matthews St was $539.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$539.00	$8,590	$45,220 Land $5,090 Building $40,130
2023	$540.00	$8,590	$45,220 Land $5,090 Building $40,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Matthews St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Matthews St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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