Webster County property record for 320 Main St, Otho, IA 50569
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1920 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Jan 2008) |
| Tax Bill | $572 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1119252002 |
| Primary APN | 1119252002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | A-Frame |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 108 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 254 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 MAIN ST |
|---|---|
| City | OTHO |
| State | IA |
| Zip | 50569-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FD OTHO INC OTHO BLK 4 LOTS 1-2-3 &VAC ALLEY |
| Legal Subdivision | FD OTHO INC OTHO |
| Legal Block | 4 |
| Legal Lot Number | 1-3 |
| Jurisdiction | WEBSTER IA |
| Township / Civil Division | OTHO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10400 |
Source: Webster County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 MAIN ST, OTHO, IA 50569-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2008 · Amount on Record |
| Deed Sale | Jan 16, 2008 · Amount on Record |
| Deed Document Number | 2008314 |
| Record Updated | Oct 29, 2026 |
Source: Webster County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Webster County |
| Municipality | Otho City |
| Unified School District | Fort Dodge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,150 (-) Land $5,120 Building $42,030 | $47,150 (-) Land $5,120 Building $42,030 | |
| 2025 | $572.00 Homeowner's exemption | $47,150 (+19.46%) Land $5,120 Building $42,030 | $47,150 (+19.46%) Land $5,120 Building $42,030 |
| 2024 | $572.00 (+23.28%) | ||
| 2023 | $39,470 (+14.14%) Land $5,120 Building $34,350 | $39,470 (+14.14%) Land $5,120 Building $34,350 | |
| 2022 | $464.00 Homeowner's exemption | $34,580 Land $5,120 Building $29,460 | |
| 2021 | $34,580 Land $5,120 Building $29,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lehigh Valley Cooperative Telephone Association Fiber | 1,000 / 500 |
May also be available: GigFire, WMTel.
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