302 Main St, Otho, IA 50569 Property Records

Webster County property record for 302 Main St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 945 sqft · built 1900
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Feb 2020)
Tax Bill	$874 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1119252004`

Property Details

APN / Parcel Number

Primary APN	`1119252004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,074 sqft (0.369 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 MAIN ST
City	OTHO
State	IA
Zip	50569-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-04 FD OTHO INC ORIG TOWN BLK 4 LOTS 9-10-11-12
Legal Subdivision	FD OTHO INC ORIG TOWN
Legal Block	4
Legal Lot Number	9-12
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3017
Census Tract	10400

Owner

Source: Webster County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 MAIN ST, OTHO, IA 50569-1237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	2020505
Last Transfer Date	Mar 24, 2026
Transfer Doc	0000001558
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER IA
Recording Date	Apr 9, 2026
Property Address	302 MAIN ST, OTHO, IA 50569-1237
Document Number	0000001558
Instrument Date	Mar 24, 2026
Instrument	20261558
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MAIN ST, OTHO, IA 50569-1237

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Feb 7, 2020
Property Address	302 MAIN ST, OTHO, IA 50569-1237
Document Number	0202000505
Instrument Date	Jan 28, 2020
Instrument	2020-00505
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 MAIN ST, OTHO, IA 50569-1237

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,890 (-) Land $7,020 Building $58,870	$65,890 (-) Land $7,020 Building $58,870
2025	$874.00 Homeowner's exemption	$65,890 (+6.33%) Land $7,020 Building $58,870	$65,890 (+6.33%) Land $7,020 Building $58,870
2024	$874.00 (+5.81%)
2023		$61,970 (+13.48%) Land $7,020 Building $54,950	$61,970 (+13.48%) Land $7,020 Building $54,950
2022	$826.00 Homeowner's exemption	$54,610 Land $7,020 Building $47,590
2021			$54,610 Land $7,020 Building $47,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: GigFire, WMTel.

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