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320 Main St, New Windsor, MD 21776 Property Records

Carroll County property record for 320 Main St, New Windsor, MD 21776

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,211 sqft · built 1879
Lot Size0.342 acres (14,892 sqft)
Owner2 Trust Names on File
Last Sale$70,000 (Dec 2000)
Tax Bill$2,133 (2026)
Deeds & MortgagesAug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN11-009549

Property Details

APN / Parcel Number

Primary APN11-009549
Alternative APN
  • 009549

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,211 sqft Total Area

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,892 sqft (0.342 acres)
PorchSlab
Porch Area91 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number009549
Street Address320 MAIN ST
CityNEW WINDSOR
StateMD
Zip21776-9759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLA
Legal DescriptionLT - 14892 SQ FT 320-322 MAIN ST NEW WINDSOR
Legal SubdivisionNEW WINDSOR
JurisdictionCARROLL MD
Township / Civil Division11, NEW WINDSOR
Census Block Group1
Census Block1035
Census Tract511000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the New Windsor Historic District
listed 1997 · 216 contributing resources · NRIS 97000925

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 Main St is held in a trust since August 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address11928 BEAVER DAM RD, UNION BRIDGE, MD 21791-8626
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2000 · Amount on File
Deed SaleDec 20, 2000 · Amount on File
Deed Document Number20002446
Deed Book / Page2448 / 382
Last Transfer DateAug 20, 2020
Transfer Doc0098250415
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateAug 28, 2020
Property Address320 MAIN ST, NEW WINDSOR, MD 21776-9759
Document Number0098250415
Book / Page009825 / 000415
Instrument DateAug 20, 2020
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address11928 BEAVER DAM RD UNION BRIDGE MD 217918626, UNION BRIDGE, MD 21791-8626

Tax Assessment & Valuation

The 2026 property tax bill for 320 Main St was $2,133, up 4.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityNew Windsor Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,133.00 (+4.71%)$154,433 (+4.72%)$161,400 (-) Land $90,600 Building $70,800
2025$2,037.00$147,467$161,400 Land $90,600 Building $70,800
2023$1,947.00$139,967$140,500 Land $82,300 Building $58,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NEW WINDSOR
serves 1,732 people · EPA ID MD0060008
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

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