317 Main St, New Windsor, MD 21776 Property Records

Carroll County property record for 317 Main St, New Windsor, MD 21776

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4,896 sqft · built 1919
Lot Size	0.261 acres (11,385 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Sep 2023)
Tax Bill	$5,978 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-010210`

Property Details

APN / Parcel Number

Primary APN	`11-010210`
Alternative APN	`010210`

Interior

Units	4 Units
Stories	2 Stories
Building Area	4,896 sqft Total Area
1st Floor Area	4,896 sqft
Basement Area	3,960 sqft
Finished Basement	3,960 sqft
Unfinished Basement	3,960 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Metal
Lot Area	11,385 sqft (0.261 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010210
Street Address	317 MAIN ST
City	NEW WINDSOR
State	MD
Zip	21776-9768
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	VILLA
Legal Description	LT - 11385 SF 317 MAIN STREET NEW WINDSOR
Legal Subdivision	NEW WINDSOR
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	1
Census Block	1058
Census Tract	511000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

317 Main St, a residential property, is owned by a company that bought it in September 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	669 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Mar 1, 1994 · Amount on File
Deed Book / Page	11116 / 71
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 19, 2023
Property Address	317 MAIN ST, NEW WINDSOR, MD 21776-9768
Document Number	0111160071
Book / Page	11116 / 71
Map Reference	LB 129 FO 4
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432

Mortgage

Document Number	0111160077
Date	Sep 19, 2023
Instrument	11116-0077

Lender

Name	LAWRENCE H COTHERMAN ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 317 Main St was $5,978, up 12.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	New Windsor Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,978.00 (+12.26%)	$432,800	$480,100 Land $94,000 Building $386,100
2025	$5,325.00
2023	$4,555.00	$327,400	$338,200 Land $72,100 Building $266,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20