Miami County property record for 320 Larry St, Covington, OH 45318
| Property Type | Commercial |
|---|---|
| Details | 1,920 sqft · built 1960 |
| Lot Size | 0.283 acres (12,371 sqft) |
| Owner | Company Name on File |
| Last Sale | $73,500 (Mar 2005) |
| Tax Bill | $1,444 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-010953 |
| Primary APN | H19-010953 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,920 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1986 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 12,371 sqft (0.283 acres) |
| Lot Dimensions | 126 ft deep x 98 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | H19010842 |
|---|---|
| Street Address | 320 LARRY ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1753 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | IN LOT 1105 98.06' |
| Legal Subdivision | HARRY SMITH |
| Legal Lot Number | 1105 98 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 325000 |
Source: Miami County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 LARRY ST, COVINGTON, OH 45318-1753 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2005 · Amount on Record |
| Deed Sale | Mar 10, 2005 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,444.00 (+0.7%) | $34,060 (+27.18%) Land $6,620 Building $27,440 | $97,300 (+27.19%) Land $18,900 Building $78,400 |
| 2024 | $1,434.00 (+7.01%) | $26,780 (-) Land $6,620 Building $20,160 | |
| 2023 | $1,340.00 (-8.91%) | $26,780 (-) Land $6,620 Building $20,160 | $76,500 (-) Land $18,900 Building $57,600 |
| 2022 | $1,471.00 | $26,780 Land $6,620 Building $20,160 | $76,500 Land $18,900 Building $57,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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