309 Larry St, Covington, OH 45318 Property Records

Miami County property record for 309 Larry St, Covington, OH 45318 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1963
Square Footage	1,219 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2021)
Tax Bill	$1,744.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-010760`
Alternative APNs	`080529.1-03-005-00` `H19NH072 01200`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,219 sqft Living Area
1st Floor	2,438 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Foundation Type	No Foundation Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	91 ft x 97 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	521 sqft Garage
Patio Area	135 sqft Patio
Porch Area	108 sqft Porch
Canopy Area	261 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	309 LARRY ST
City	COVINGTON
State	OH
Zip	45318-1754
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 1096 97.08
Legal Lot Number	1096
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2004
Census Tract	325000

Owner

Source: Miami County records · APN H19-010760

Assessment roll updated March 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 LARRY ST, COVINGTON, OH 45318-1754
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Sep 22, 2021
Deed Doc Number	20212021OR-16560
Record Refreshed	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 22, 2021
Property Address	309 LARRY ST, COVINGTON, OH 45318-1754
Document Number	0000016560
Instrument Date	Sep 17, 2021
Instrument	2021OR-16560
Transaction Type	Transfer
Record Updated	Dec 03, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5656 CROFTMILL RD, 5656, BRADFORD, OH 45308-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	309 LARRY ST, COVINGTON, OH 45318-1754

Mortgage

Document Number	0000016561
Date	Sep 22, 2021
Instrument	2021OR-16561

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 (+24.93%) Homeowner's exemption	$53,450 (+43.37%) Land $11,450 Building $42,000	$152,700 (+43.38%) Land $32,700 Building $120,000
2024	$1,396.00 (+3.79%) Homeowner's exemption	$37,280 (-) Land $12,430 Building $24,850
2023	$1,345.00 (-3.38%) Homeowner's exemption	$37,280 (-) Land $12,430 Building $24,850	$106,500 (-) Land $35,500 Building $71,000
2022	$1,392.00 Homeowner's exemption	$37,280 Land $12,430 Building $24,850	$106,500 Land $35,500 Building $71,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.