320 Joy Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 320 Joy Ave, Ripon, WI 54971 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1961
Square Footage988 sqft Living Area
Lot Size27,094 sqft (0.622 acres)
OccupancyOwner Occupied
Last Sale$188,750 (2024)
Tax Bill$1,051.00 (2025)

Property Details

APN / Parcel Number

Primary APNRIP-16-14-99-LU-020-00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area988 sqft Living Area
1st Floor988 sqft 1st Floor
Basement Area988 sqft Basement
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Roof MaterialComposition Shingle Roof
Lot Area27,094 sqft (0.622 acres)
Depth X Width18.7 ft x 14.5 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area364 sqft Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address320 JOY AVE
CityRIPON
StateWI
Zip54971-1710
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS28 T16N R14E LUTHER HILLS LOT 2 EXC N 5.54' THEREOF
Legal Range14E
Legal Township16N
Legal Section28
Legal SubdivisionLUTHER HILLS
Legal Lot Number2
JurisdictionFOND DU LAC WI
Minor Civil DivisionRIPON
Census Blockgroup3
Census Block3018
Census Tract41500

Owner

Source: Fond Du Lac County records · APN RIP-16-14-99-LU-020-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 JOY AVE, RIPON, WI 54971-1710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 01, 2022Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2024 · Amount on Record
Deed SaleDec 17, 2024 · Amount on Record
Prior SaleAug 01, 2022 · Amount on Record
Deed Doc Number20241203527
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address320 JOY AVE, RIPON, WI 54971-1710
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 JOY AVE, RIPON, WI 54971-1710

Mortgage

Document Number0001213353
DateSep 08, 2025
Instrument1213353
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOND DU LAC WI
Recording DateAug 01, 2022
Property Address320 JOY AVE, RIPON, WI 54971-1710
Document Number0001173409
Instrument DateJul 26, 2022
Instrument1173409
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address320 JOY AVE, RIPON, WI 54971-1710

Mortgage

Document Number0001173410
DateAug 01, 2022
Instrument1173410
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateAug 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.62%
IndexOther
Max Rate8.62%

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,051.00 (-36.88%)$87,900 (-) Land $27,500 Building $60,400$135,573 (+31.29%) Land $42,415 Building $93,158
2023$1,665.00 Homeowner's exemption$87,900 Land $27,500 Building $60,400$103,265 Land $32,307 Building $70,958

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