432 Joy Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 432 Joy Ave, Ripon, WI 54971 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1975
Square Footage	2,208 sqft Living Area
Lot Size	12,502 sqft (0.287 acres)
Occupancy	Owner Occupied
Last Sale	$122,000 (2007)
Tax Bill	$4,330.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-LU-100-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,208 sqft Living Area
1st Floor	2,208 sqft 1st Floor
Basement Area	1,792 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	12,502 sqft (0.287 acres)
Depth X Width	12.5 ft x 10 ft Depth x Width
Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	240 sqft Deck

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	432 JOY AVE
City	RIPON
State	WI
Zip	54971-1712
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S28 T16N R14E LUTHER HILLS LOT 10 (897817)
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	LUTHER HILLS
Legal Lot Number	10
Jurisdiction	FOND DU LAC WI
Minor Civil Division	RIPON
Census Blockgroup	3
Census Block	3022
Census Tract	41500

Owner

Source: Fond Du Lac County records · APN RIP-16-14-99-LU-100-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 JOY AVE, RIPON, WI 54971-1712
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2007 · Amount on Record
Deed Sale	Jul 03, 2007 · Amount on Record
Prior Sale	Jul 03, 2007 · Amount on Record
Deed Doc Number	2007897817
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	432 JOY AVE, RIPON, WI 54971-1712
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001174137
Date	Aug 18, 2022
Instrument	1174137

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 03, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+16.87%)	$185,500 (+4.57%) Land $22,000 Building $163,500	$286,106 (+37.28%) Land $33,932 Building $252,174
2023	$3,705.00 Homeowner's exemption	$177,400 Land $22,000 Building $155,400	$208,411 Land $25,846 Building $182,565