320 John Tench Rd, Demorest, GA 30535 Property Records

Habersham County property record for 320 John Tench Rd, Demorest, GA 30535

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,533 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$4,000 (Apr 2006)
Tax Bill	$1,981 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`043 162A`

Property Details

APN / Parcel Number

Primary APN	`043 162A`
Alternative APNs	`677120` `384642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,533 sqft Heated Area
Gross Area	3,884 sqft
1st Floor Area	1,533 sqft
Basement Area	1,533 sqft
Unfinished Basement	1,533 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	218 ft Width
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	161 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	384642
Street Address	320 JOHN TENCH RD
City	DEMOREST
State	GA
Zip	30535-5801
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-50 PB 58-145 DB 1196-42
Legal Subdivision	CHRIS LOGGINS
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2006
Census Tract	603

Owner

320 John Tench Rd, a rural home, is owned and occupied by an individual who acquired it in June 2019.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	320 JOHN TENCH RD, DEMOREST, GA 30535-5801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Jun 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2006 · Amount on File
Deed Sale	Apr 1, 2006 · Amount on File
Deed Book / Page	749 / 892
Last Transfer Date	Jun 24, 2019
Transfer Doc	0001196/42
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	320 JOHN TENCH RD, DEMOREST, GA 30535-5801
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 JOHN TENCH RD, DEMOREST, GA 30535-5801

Mortgage

Document Number	0000001196/0000000043
Date	Jul 2, 2019
Book Page	0000001196/0000000043

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 24, 2019
Property Address	320 JOHN TENCH RD, DEMOREST, GA 30535-5801
Document Number	0001196/42
Book / Page	1196 / 42
Instrument Date	Jun 24, 2019
Instrument	2019-001101
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 JOHN TENCH RD, DEMOREST, GA 30535-5801

Tax Assessment & Valuation

The 2026 property tax bill for 320 John Tench Rd was $1,981 with a homeowner's exemption, down 3.6% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,981.00 (-3.55%) Homeowner's exemption	$129,681 (+4.51%) Land $17,077 Building $112,604	$324,203 (+4.51%) Land $42,693 Building $281,510
2025	$2,054.00 Homeowner's exemption	$124,080 Land $15,960 Building $108,120	$310,200 Land $39,900 Building $270,300
2023	Homeowner's exemption	$90,100 (+15.06%) Land $8,512 Building $81,588	$225,250 (+15.06%) Land $21,280 Building $203,970
2022	Homeowner's exemption	$78,304 Land $8,512 Building $69,792	$195,760 Land $21,280 Building $174,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 John Tench Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 John Tench Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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