Bastrop County property record for 320 Insider Loop, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,101 sqft |
| Lot Size | 0.153 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,113 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | R8716629 |
| Primary APN | R8716629 |
|---|
| Building Area | 1,101 sqft Living Area |
|---|---|
| 1st Floor Area | 1,101 sqft |
| Foundation Type | Concrete |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 6,708 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|
| Street Address | 320 INSIDER LOOP |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION SIX, BLOCK J, LOT 27, ACRES 0.154 |
| Legal Subdivision | SARATOGA FARMS |
| Legal Block | J |
| Legal Lot Number | 27 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950202 |
320 Insider Loop is owned and occupied by an individual who acquired it in July 2023.
Source: Bastrop County records, as of August 3, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 INSIDER LOOP, ELGIN, TX 78621-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2023 |
| Deed Sale | Jul 19, 2023 |
| Prior Sale | Oct 14, 2020 |
| Deed Document Number | 202310705 |
| Record Updated | Jun 7, 2026 |
Source: Bastrop County assessment roll, as of September 1, 2021
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $7,113.00 | $278,308 Land $65,942 Building $212,366 | $278,308 Land $65,942 Building $212,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Insider Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Insider Loop is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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