Bastrop County property record for 315 Insider Loop, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,579 sqft · built 2020 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $296,400 (Feb 2021) |
| Tax Bill | $5,304 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R8716646 |
| Primary APN | R8716646 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,579 sqft Living Area |
| Gross Area | 2,061 sqft |
| 1st Floor Area | 718 sqft |
| 2nd Floor Area | 861 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 315 INSIDER LOOP |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION SIX, BLOCK K, LOT 14, ACRES 0.1450 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION SIX |
| Legal Block | K |
| Legal Lot Number | 14 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950202 |
315 Insider Loop is owned and occupied by an individual who bought it in February 2021.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 INSIDER LOOP, ELGIN, TX 78621-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Deed Document Number | 20213394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Feb 26, 2021 |
| Property Address | 315 INSIDER LOOP, ELGIN, TX 78621-2539 |
| Document Number | 202103394 |
| Map Reference | CAB 7 PG 4B |
| Instrument Date | Feb 26, 2021 |
| Instrument | 202103394 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 INSIDER LOOP, ELGIN, TX 78621-2539 |
| Document Number | 202103395 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 202103395 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 315 Insider Loop was $5,304 with a homeowner's exemption.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,304.00 Homeowner's exemption | $283,844 Land $63,225 Building $220,619 | $283,844 Land $63,225 Building $220,619 |
| 2023 | $6,338.00 (-12.99%) Homeowner's exemption | $326,888 Land $63,225 Building $263,663 | $326,888 Land $63,225 Building $263,663 |
| 2022 | $7,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Insider Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Insider Loop is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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