Winnebago County property record for 320 Howard Ave, Rockford, IL 61102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,824 sqft · built 1939 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,000 (Aug 2026) |
| Tax Bill | $503 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 201A761A |
| Primary APN | 201A761A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 1,074 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 324 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201A761A |
|---|---|
| Street Address | 320 HOWARD AVE |
| City | ROCKFORD |
| State | IL |
| Zip | 61102-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | KELLOGG & SHELDONS SUB PT WESEYLAN SEMINARY ASSN ADD LOTS 10 & 11 BLOCK 15 |
| Legal Subdivision | KELLOGG & SHELDONS SUB |
| Legal Block | 15 |
| Legal Lot Number | 10,11 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 2500 |
Source: Winnebago County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1121 S STATE ST, BELVIDERE, IL 61008-5354 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC |
| Dec 17, 2025 | Administrator's Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | Dec 17, 2025 · Amount on Record |
| Deed Document Number | 202621801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 19, 2026 |
| Property Address | 320 HOWARD AVE, ROCKFORD, IL 61102-1914 |
| Document Number | 0000021801 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202621801 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,058.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1121 S STATE ST, BELVIDERE, IL 61008-5354 |
| Document Number | 0000021802, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202621802 |
| Name | RESICENTRAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 17, 2025 |
| Property Address | 320 HOWARD AVE, ROCKFORD, IL 61102-1914 |
| Document Number | 0000032752 |
| Map Reference | PB 4 PG 10 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2532752 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount Recorded |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 HOWARD AVE, ROCKFORD, IL 61102-1914 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503.00 (+33.42%) | $17,105 (+11.43%) Land $1,075 Building $16,030 | $51,315 (+11.43%) Land $3,225 Building $48,090 |
| 2024 | $377.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $15,351 (+26.88%) Land $965 Building $14,386 | $46,053 (+26.88%) Land $2,895 Building $43,158 |
| 2022 | Homeowner's exemption | $12,099 Land $761 Building $11,338 | $36,297 Land $2,283 Building $34,014 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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