312 Howard Ave, Rockford, IL 61102 Property Records

Winnebago County property record for 312 Howard Ave, Rockford, IL 61102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,848 sqft · built 1939
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$56,000 (Oct 2021)
Tax Bill$1,427 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN201A762

Property Details

APN / Parcel Number

Primary APN201A762
Alternative APN
  • 1121261003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
Gross Area2,328 sqft
1st Floor Area840 sqft
Basement Area840 sqft
Finished Basement360 sqft
Unfinished Basement480 sqft
Game RoomGame Room
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions150 ft deep x 45 ft wide
View / LotAlley
Garage TypeDetached
Garage Area400 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address312 HOWARD AVE
CityROCKFORD
StateIL
Zip61102-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionKELLOGG + SHELDONS SUB PT WESLEYAN SEMINARY ASSN ADD LOT 012 BLOCK 015
Legal SubdivisionWESLEYAN SEMINARY ASSN ADD
Legal Block015
Legal Lot Number012
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group4
Census Block4019
Census Tract2500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address312 HOWARD AVE, ROCKFORD, IL 61102-1914
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Deed Document Number202137634
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 20, 2021
Property Address312 HOWARD AVE, ROCKFORD, IL 61102-1914
Document Number0000037634
Map ReferencePB 4 PG 10
Instrument DateOct 18, 2021
Instrument2137634
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address312 HOWARD AVE, ROCKFORD, IL 61102-1914

Mortgage

Document Number0000037635
DateOct 20, 2021
Instrument2137635
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2.13%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,427.00$22,163 (+41.38%) Land $538 Building $21,625$66,489 (+41.38%) Land $1,614 Building $64,875
2022Homeowner's exemption$15,676 Land $381 Building $15,295$47,028 Land $1,143 Building $45,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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