320 Heather Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 320 Heather Ridge Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	1 ba · 1,040 sqft · built 1977
Lot Size	0.068 acres (2,957 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Feb 1992)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Nov 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-075377`

Property Details

APN / Parcel Number

Primary APN	`02-075377`
Alternative APNs	`2075377` `075377`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,040 sqft Living Area
1st Floor Area	520 sqft
Utility Area	40 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,957 sqft (0.068 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	075377
Street Address	320 HEATHER RIDGE DR
City	FREDERICK
State	MD
Zip	21702-1402
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LOT 10 BLK A PLAT 1 .06 ACRE ANTIETAM VILLAGE
Legal Subdivision	ANTIETAM VILLAGE
Legal Block	A
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 HEATHER RIDGE DR, FREDERICK, MD 21702-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 1992 · Amount on Record
Deed Sale	Feb 20, 1992 · Amount on Record
Prior Sale	May 1, 1987 · Amount on Record
Deed Book / Page	1764 / 828
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	320 HEATHER RIDGE DR, FREDERICK, MD 21702-1402
Document Number	0115910053
Book / Page	011591 / 000053
Instrument Date	Nov 16, 2016
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HEATHER RIDGE DR FREDERICK MD 217021402, FREDERICK, MD 21702-1402

Mortgage

Document Number	0115910053
Date	Jan 3, 2017
Book Page	011591/000053

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,800 (+27.13%)	$221,600 (+27.43%) Land $90,800 Building $130,800
2025	$2,889.00 (+863%)
2023	$300.00 Homeowner's exemption	$149,300	$173,900 Land $52,700 Building $121,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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