317 Heather Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 317 Heather Ridge Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,040 sqft · built 1977
Lot Size	0.067 acres (2,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Oct 2020)
Tax Bill	$3,731 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-075601`

Property Details

APN / Parcel Number

Primary APN	`02-075601`
Alternative APNs	`2075601` `075601`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	520 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,916 sqft (0.067 acres)
Porch	Enclosed Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	075601
Street Address	317 HEATHER RIDGE DR
City	FREDERICK
State	MD
Zip	21702-1403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LOT 11 BLK B PLAT 1 .06 ACRE ANTIETAM VILLAGE
Legal Subdivision	ANTIETAM VILLAGE
Legal Block	B
Legal Lot Number	11
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 23, 2020	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Sep 28, 1998 · Amount on Record
Deed Book / Page	14202 / 139
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0142020139
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	317 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 HEATHER RIDGE DR, FREDERICK, MD 21702-1403

Mortgage

Document Number	0166720323
Date	Nov 17, 2023
Book Page	16672/323

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 22, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 23, 2020
Property Address	317 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Document Number	0142020139
Book / Page	14202 / 139
Map Reference	MB 14 PL 181
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 HEATHER RIDGE DR, FREDERICK, MD 21702-1403

Mortgage

Document Number	14202146
Date	Oct 23, 2020
Instrument	14202/146

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,700 (+23.54%) Land $52,700 Building $167,000	$219,700 (-) Land $52,700 Building $167,000
2024	$3,731.00 (+13.61%)
2023	$3,284.00	$177,833	$219,700 Land $52,700 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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