Santa Cruz County property record for 320 Hames Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,933 sqft · built 1980 |
| Lot Size | 0.775 acres (33,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Aug 2007) |
| Tax Bill | $13,242 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-461-19 |
| Primary APN | 107-461-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,933 sqft Living Area |
| Gross Area | 2,439 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 33,759 sqft (0.775 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 111 sqft |
| Patio Area | 111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 320 HAMES RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-0206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 122402 |
Source: Santa Cruz County records · APN 107-461-19
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Intrafamily Transfer, Transfer |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2007 · Amount on Record |
| Deed Sale | Aug 27, 2007 · Amount on Record |
| Deed Document Number | 200746298 |
| Last Transfer Date | Apr 05, 2022 |
| Transfer Doc | 0000011734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 12, 2022 |
| Property Address | 320 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000011734 |
| Instrument Date | Apr 05, 2022 |
| Instrument | 2022-0011734 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 320 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 320 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 320 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000041465 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020-0041465 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,112,027 (+2%) Land $663,197 Building $448,830 | ||
| 2025 | $13,242.00 (+9.34%) Homeowner's exemption | $1,090,223 (+4.04%) Land $650,193 Building $440,030 | |
| 2023 | $12,111.00 (+1.93%) Homeowner's exemption | $1,047,888 Land $624,945 Building $422,943 | $933,120 |
| 2022 | $11,882.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871224021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force 6 of 6 on primary residences |
| Wildfire Risk | Moderate above 62% of the US · above 37% of California |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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