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314 Hames Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 314 Hames Rd, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,983 sqft · built 1977
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$1,020,000 (Dec 2024)
Tax Bill$12,448 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN107-461-04

Property Details

APN / Parcel Number

Primary APN107-461-04
Alternative APN
  • 107-461-04-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,983 sqft Living Area
Gross Area2,455 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
TerrainSteep
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address314 HAMES RD
CityWATSONVILLE
StateCA
Zip95076-0206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPG 1859 PCL 623
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1011
Census Tract122402

Owner

Source: Santa Cruz County records · APN 107-461-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address314 HAMES RD, WATSONVILLE, CA 95076-0206
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Jun 17, 2019Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Dec 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleJun 17, 2019 · Amount on Record
Deed Document Number202424767
Prior Transfer DateJul 24, 2013
Prior Transfer Doc0000038381
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address314 HAMES RD, WATSONVILLE, CA 95076-0206
Transaction TypeMortgage
Record UpdatedDec 17, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 HAMES RD, WATSONVILLE, CA 95076-0206

Mortgage

Document Number0000058245
DateNov 29, 2021
Instrument2021-0058245
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 17, 2019
Property Address314 HAMES RD, WATSONVILLE, CA 95076-0206
Document Number0000016443
Instrument DateJun 12, 2019
Instrument2019-0016443
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address314 HAMES RD, WATSONVILLE, CA 95076-0206

Mortgage

Document Number0000016444
DateJun 17, 2019
Instrument2019-0016444
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address314 HAMES RD, WATSONVILLE, CA 95076-0206
Document Number0000000383
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedJan 13, 2017
Title CompanyTSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address314 HAMES RD WATSONVILLE CA 950760206, WATSONVILLE, CA 95076-0206

Mortgage

Document Number0000000383
DateJan 05, 2017
Instrument383
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 04, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,040,400 (+2%) Land $765,000 Building $275,400
2025$12,448.00 (+37.38%) Homeowner's exemption$1,020,000 (+33.14%) Land $750,000 Building $270,000
2023$9,061.00 (+1.99%) Homeowner's exemption$766,088 Land $459,653 Building $306,435$710,460
2022$8,884.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871224021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of California
Wildfire LikelihoodAbout 1 in 671 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100

May also be available at this address: Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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