St. Charles County property record for 320 Gullane Dr, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,529 sqft · built 2005 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2018) |
| Tax Bill | $3,842 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T050700086 |
| Primary APN | T050700086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| Gross Area | 3,340 sqft |
| 1st Floor Area | 1,429 sqft |
| Basement Area | 1,405 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 96 sqft |
| Patio Area | 316 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T050700086 |
|---|---|
| Street Address | 320 GULLANE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4488 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ST ANDREWS VLG A #1 LOT A35B |
| Legal Subdivision | ST ANDREWS VLG A #1 |
| Legal Lot Number | A35B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 310802 |
Source: St. Charles County records · APN T050700086
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 GULLANE DR, SAINT CHARLES, MO 63301-4488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK |
| Aug 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL BANK |
| Aug 29, 2018 | Affidavit of Death, Transfer SELECT TITLE GROUP |
| Aug 28, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2018 · Amount on Record |
| Deed Sale | Aug 29, 2018 · Amount on Record |
| Prior Sale | Jul 11, 2006 · Amount on Record |
| Deed Document Number | 2018495440 |
| Deed Book / Page | 6969 / 1878 |
| Prior Transfer Date | Aug 19, 2018 |
| Prior Transfer Doc | 0069691876 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 320 GULLANE DR, SAINT CHARLES, MO 63301-4488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COMMERCE TTL & CLOSING SVCS |
| Name | Verified Name |
|---|
| Document Number | 0072111785 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 7211/1785 |
| Instrument | 20200106000010180 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 29, 2018 |
| Property Address | 320 GULLANE DR, SAINT CHARLES, MO 63301-4488 |
| Document Number | 0069691878 |
| Book / Page | 6969 / 1878 |
| Map Reference | MB 40 PG 315 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 20180829000495440 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 GULLANE DR, 320, SAINT CHARLES, MO 63301-4488 |
| Name | Verified Name |
|---|---|
| Address | 320 GULLANE DR, SAINT CHARLES, MO 63301-4488 |
| Document Number | 20180829000495450 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 20180829000495450 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 29, 2018 |
| Property Address | 320 GULLANE DR, SAINT CHARLES, MO 63301-4488 |
| Document Number | 0069691876 |
| Book / Page | 006969 / 001876 |
| Instrument Date | Aug 19, 2018 |
| Instrument | 495430 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2018 |
| Title Company | SELECT TITLE GROUP |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 GULLANE DR ST CHARLES MO 633014488, ST CHARLES, MO 63301-4488 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 320 GULLANE DR, SAINT CHARLES, MO 63301-4488 |
| Document Number | 0068021451 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 320 GULLANE DR ST CHARLES MO 633014488, ST CHARLES, MO 63301-4488 |
| Document Number | 0068021451 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 006802/001451 |
| Instrument | 559790 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,250 (+14.15%) | $348,685 (+14.15%) Building $348,685 | |
| 2024 | $3,842.00 | ||
| 2023 | $58,038 | ||
| 2022 | $305,463 Building $305,463 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 492 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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