St. Charles County property record for 317 Gullane Dr, Saint Charles, MO 63301
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,263 sqft · built 2005 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (Feb 2022) |
| Tax Bill | $3,732 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T050700065 |
| Primary APN | T050700065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,263 sqft Living Area |
| Gross Area | 3,334 sqft |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,405 sqft |
| Finished Basement | 840 sqft |
| Unfinished Basement | 565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 120 sqft |
| Patio Area | 230 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T050700065 |
|---|---|
| Street Address | 317 GULLANE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4490 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ST ANDREWS VLG A #1 LOT A15B |
| Legal Subdivision | ST ANDREWS VLG A #1 |
| Legal Lot Number | A15B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 310802 |
317 Gullane Dr, a condominium, is owned by a company that bought it in February 2022 and is owner-occupied.
Source: St. Charles County records, as of September 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 317 GULLANE DR, SAINT CHARLES, MO 63301-4490 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on File |
| Deed Sale | Feb 25, 2022 · Amount on File |
| Prior Sale | Jun 20, 2013 · Amount on File |
| Deed Document Number | 202211097 |
| Prior Transfer Date | Apr 25, 2012 |
| Prior Transfer Doc | 0000440740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 17, 2026 |
| Property Address | 317 GULLANE DR, SAINT CHARLES, MO 63301-4490 |
| Document Number | 0000044443 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202644443 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 GULLANE DR, SAINT CHARLES, MO 63301-4490 |
| Document Number | 0000044443, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202644443 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 25, 2022 |
| Property Address | 317 GULLANE DR, SAINT CHARLES, MO 63301-4490 |
| Document Number | 0000011097 |
| Map Reference | MB 40 PG 315-317 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022R-011097 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 GULLANE DR, SAINT CHARLES, MO 63301-4490 |
| Name | Verified Name |
|---|---|
| Address | 317 GULLANE DR, SAINT CHARLES, MO 63301-4490 |
| Document Number | 0000011098 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022R-011098 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,522 (-) | $339,587 (-) Building $339,587 | |
| 2025 | $64,522 | $339,587 Building $339,587 | |
| 2024 | $3,732.00 | ||
| 2023 | $56,374 | ||
| 2022 | $296,705 Building $296,705 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 317 Gullane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 317 Gullane Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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