320 Franklin Rd, Coventry, RI 02816 Property Records

Coventry Town property record for 320 Franklin Rd, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,640 sqft · built 2005
Lot Size	8.29 acres (361,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (May 2026)
Tax Bill	$10,364 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-0619-95`

Property Details

APN / Parcel Number

Primary APN	`1-0619-95`
Alternative APNs	`COVE M:322 L:48` `12054`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	6,933 sqft
1st Floor Area	2,640 sqft
Basement Area	2,640 sqft
Unfinished Basement	2,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	361,330 sqft (8.29 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1-0619-95
Street Address	320 FRANKLIN RD
City	COVENTRY
State	RI
Zip	02816-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Lot Number	48
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	2
Census Block	2020
Census Tract	20702

Owner

Source: Coventry Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 WOODBRIDGE DR, EAST GREENWICH, RI 02818-1328
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit OCEAN STATE CREDIT UNION
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit OCEAN STATE CREDIT UNION
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CREDIT UNION
Jan 13, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jun 25, 2010 · Amount on Record
Deed Book / Page	2357 / 218
Prior Transfer Date	Jan 13, 2026
Prior Transfer Doc	002346-824
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	320 FRANKLIN RD, COVENTRY, RI 02816-5003
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002217-839
Date	Jul 15, 2021
Book Page	2217/839
Instrument	6043

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	320 FRANKLIN RD, COVENTRY, RI 02816-5003
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002290-205
Date	Nov 29, 2023
Book Page	2290/205
Instrument	5840

Lender

Name	OCEAN STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	320 FRANKLIN RD, COVENTRY, RI 02816-5003
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002343-633
Date	Dec 1, 2025
Book Page	2343/633
Instrument	6226

Lender

Name	OCEAN STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	May 28, 2026
Property Address	320 FRANKLIN RD, COVENTRY, RI 02816-5003
Document Number	002357-218
Book / Page	2357 / 218
Instrument Date	May 27, 2026
Instrument	20269420
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 WOODBRIDGE DR, EAST GREENWICH, RI 02818-1328

Mortgage

Date	May 28, 2026

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Jan 13, 2026
Property Address	320 FRANKLIN RD, COVENTRY, RI 02816-5003
Document Number	002346-824
Book / Page	2346 / 824
Instrument Date	Jan 13, 2026
Instrument	7013
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 FRANKLIN RD, COVENTRY, RI 02816-5003

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,364.00 (+3.33%)	$644,100 (-1.56%) Land $190,200 Building $453,900
2024			$702,620
2023	$10,030.00	$654,300 Land $190,200 Building $464,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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