320 Fossil Hills Loop, Spring Branch, TX 78070 Property Records

Comal County property record for 320 Fossil Hills Loop, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,091 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$133,000 (Jan 2024)
Tax Bill	$12,248 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0713-0056-00`

Property Details

APN / Parcel Number

Primary APN	`45-0713-0056-00`
Alternative APN	`107325`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,091 sqft Living Area
Gross Area	6,609 sqft
1st Floor Area	5,091 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Metal
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	986 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	714 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	320 FOSSIL HILLS LOOP
City	SPRING BRANCH
State	TX
Zip	78070-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK AT RIVER CROSSING (THE), LOT 56
Legal Subdivision	OVERLOOK AT RIVER CROSSING (THE)
Legal Block	3
Legal Lot Number	56
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3012
Census Tract	310703

Owner

320 Fossil Hills Loop is owner-occupied and held in a trust since January 2024.

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	320 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	Dec 16, 2008 · Amount on File
Deed Document Number	20242676
Prior Transfer Date	Dec 10, 2008
Prior Transfer Doc	0006044863
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	320 FOSSIL HILLS LOOP, SPRING BRANCH, TX 78070-6012
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006056764
Date	Nov 1, 2021
Instrument	202106056764

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 320 Fossil Hills Loop was $12,248, up 2.6% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,113,180 (-0.52%) Land $125,000 Building $988,180	$1,113,180 (-0.52%) Land $125,000 Building $988,180
2025	$12,248.00 (+2.56%) Homeowner's exemption	$1,118,970 Land $125,000 Building $993,970	$1,118,970 Land $125,000 Building $993,970
2024	$11,942.00
2023		$1,164,010 Land $125,000 Building $1,039,010	$1,164,010 Land $125,000 Building $1,039,010
2022	$10,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Fossil Hills Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Fossil Hills Loop is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30