320 E Union Ave, West Lafayette, OH 43845 Property Records

Coshocton County property record for 320 E Union Ave, West Lafayette, OH 43845

Property Summary

Property Type	Parking Garage, Parking Structure
Details	1,392 sqft · built 1900
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$263 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`002333-3`

Property Details

APN / Parcel Number

Primary APN	`002333-3`
Alternative APN	`0200000066600`

Interior

Stories	1 Story
Building Area	1,392 sqft Total Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Wood
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	80 ft deep x 84 ft wide
Garage Type	Detached
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002333-3
Street Address	320 E UNION AVE
City	WEST LAFAYETTE
State	OH
Zip	43845-1250
Property Category	Commercial
Property Type	Commercial > Retail > Parking Garage, Parking Structure
Legal Description	IN-LOT 201 E PT 94 X 91.5 03 DOC 5989
Legal Subdivision	HOME ADDITION
Legal Lot Number	201
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3008
Census Tract	961800

Owner

320 E Union Ave, a commercial property, is owned by two individuals who acquired it in July 2003.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 E UNION AVE, WEST LAFAYETTE, OH 43845-1250
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK
Apr 16, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2003
Deed Sale	Jul 30, 2003
Prior Sale	Jul 21, 2003
Deed Document Number	20033-5989
Deed Book / Page	312 / 221
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	320 E UNION AVE, WEST LAFAYETTE, OH 43845-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	780/14
Date	Aug 21, 2020
Book Page	780/14
Instrument	202000003650

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 10, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COSHOCTON OH
Recording Date	Apr 16, 2018
Property Address	320 E UNION AVE, WEST LAFAYETTE, OH 43845-1250
Document Number	000758/394
Book / Page	758 / 394
Map Reference	MB 2 PG 17
Instrument Date	Apr 13, 2018
Instrument	201800001467
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	320 E UNION AVE, WEST LAFAYETTE, OH 43845-1250

Tax Assessment & Valuation

The 2025 property tax bill for 320 E Union Ave was $263.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$263.00	$4,880 Land $1,760 Building $3,120	$13,960 Land $5,040 Building $8,920
2023	$244.00 (-7.92%)	$4,806 (-) Land $1,764 Building $3,042
2022	$265.00	$4,806 Land $1,764 Building $3,042
2021			$13,730 Land $5,040 Building $8,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 E Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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