313 E Union Ave, West Lafayette, OH 43845 Property Records

Coshocton County property record for 313 E Union Ave, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,856 sqft · built 1890
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`002276-3`

Property Details

APN / Parcel Number

Primary APN	`002276-3`
Alternative APN	`0200000008200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
1st Floor Area	1,484 sqft
Upper Floors Area	1,372 sqft
Basement Area	1,078 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002276-3
Street Address	313 E UNION AVE
City	WEST LAFAYETTE
State	OH
Zip	43845-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 205 51.3 X 150
Legal Subdivision	HOME ADDITION
Legal Lot Number	205
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3015
Census Tract	961800

Owner

313 E Union Ave is owned and occupied by two individuals.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 E UNION AVE, WEST LAFAYETTE, OH 43845-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	313 E UNION AVE, WEST LAFAYETTE, OH 43845-1249
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	HBI TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	786/4963
Date	Sep 1, 2021
Book Page	786/4963
Instrument	202100004281

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	313 E UNION AVE, WEST LAFAYETTE, OH 43845-1249
Transaction Type	Mortgage
Record Updated	Dec 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700004636
Date	Dec 8, 2017
Book Page	748/633
Instrument	201700004636

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 313 E Union Ave was $2,350 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00	$57,000 (-) Land $6,130 Building $50,870	$162,850 (-) Land $17,520 Building $145,330
2024	$2,350.00 (+33.14%) Homeowner's exemption	$57,000 (+32.73%) Land $6,130 Building $50,870	$162,850 Land $17,520 Building $145,330
2023	$1,765.00 (-2.43%) Homeowner's exemption	$42,945 (-) Land $4,102 Building $38,843
2022	$1,809.00 Homeowner's exemption	$42,945 Land $4,102 Building $38,843
2021			$122,700 Land $11,720 Building $110,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 E Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 E Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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