320 E State St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 320 E State St, Cherry Valley, IL 61016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1920
Square Footage3,088 sqft Living Area
Lot Size8,961 sqft (0.206 acres)
Garage544 sqft
Last Sale$155,000 (2022)
Tax Bill$4,109.00 (2025)

Property Details

APN / Parcel Number

Primary APN253A005
Alternative APN
  • 1601251006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,088 sqft Living Area
1st Floor1,200 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area8,961 sqft (0.206 acres)
DrivewayDriveway
Garage Area544 sqft Garage
Deck Area440 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address320 E STATE ST
CityROCKFORD
StateIL
Zip61104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAWRENCES ADD TO CHERRY VALLEY LOT 005
Legal SubdivisionLAWRENCES ADD TO CHERRY VALLEY
Legal Lot Number005
JurisdictionWINNEBAGO IL
Minor Civil DivisionCHERRY VALLEY
Census Blockgroup2
Census Block2005
Census Tract3705

Owner

Source: Winnebago County records · APN 253A005

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address821 1ST AVE, ROCKFORD, IL 61104-2105
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Quit Claim Deed, Transfer
Quitclaim Document
Jul 22, 2022Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleApr 27, 2015 · Amount on Record
Deed Doc Number202222742
Last Transfer DateJan 15, 2025
Transfer Doc0000001775
Record RefreshedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateDec 29, 2025
Property Address320 E STATE ST, CHERRY VALLEY, IL 61016-9294
Document Number0000033728
Map ReferenceDB U PG 68
Instrument DateDec 29, 2025
Instrument2533728
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 1ST AVE, ROCKFORD, IL 61104-2105

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 22, 2022
Property Address320 E STATE ST, CHERRY VALLEY, IL 61016-9294
Document Number0000022742
Map ReferenceBK U PG 68
Instrument DateJul 01, 2022
Instrument2222742
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E STATE ST, CHERRY VALLEY, IL 61016-9294

Mortgage

Document Number0000022743
DateJul 22, 2022
Instrument2222743
Lender
NameACADEMY MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.63%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,109.00 (+3.89%)$57,154 (+10.55%) Land $11,484 Building $45,670$171,462 (+10.55%) Land $34,452 Building $137,010
2024$3,955.00$51,700 (+21.28%) Land $10,388 Building $41,312$155,100 (+21.28%) Land $31,164 Building $123,936
2022Homeowner's exemption$42,627 Land $6,982 Building $35,645$127,881 Land $20,946 Building $106,935

Flood & Wildfire

320 E State St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E State St

Nearby Streets

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