Winnebago County property record for 310 E State St, Cherry Valley, IL 61016 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 4,140 sqft Living Area |
| Lot Size | 10,285 sqft (0.236 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2025) |
| Tax Bill | $4,275.00 (2025) |
| Primary APN | 253B110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 4,140 sqft Living Area |
| 1st Floor | 1,035 sqft 1st Floor |
| Basement Area | 1,035 sqft Basement |
| Finished Basement | 1,035 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,285 sqft (0.236 acres) |
| Garage Type | Detached Garage |
| Deck Area | 384 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Well Water Source |
| Street Address | 310 E STATE ST |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9294 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FITCHS ADD TO CHERRY VALLEY LOT 007 BLOCK 028 |
| Legal Subdivision | EDWARD FITCHS ADD/CHERRY VLY |
| Legal Block | 028 |
| Legal Lot Number | 007 |
| Jurisdiction | WINNEBAGO IL |
| Minor Civil Division | CHERRY VALLEY |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 3705 |
Source: Winnebago County records · APN 253B110
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK |
| Jun 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ENVOY MTG |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV CORP |
| Jul 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ALPINE BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | May 13, 2021 · Amount on Record |
| Deed Doc Number | 202516062 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 30, 2025 |
| Property Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 0000016062 |
| Map Reference | PB U PG 69 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 2516062 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 0000016063 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2516063 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 4.88% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Number | 0000016064 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2516064 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 13, 2021 |
| Property Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 0000016737 |
| Map Reference | PB U PG 69 |
| Instrument Date | May 06, 2021 |
| Instrument | 2116737 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016738 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2116738 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 17, 2020 |
| Property Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 0001015817 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 1015817 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2020 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 310 E STATE ST CHERRY VALLEY IL 610169294, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 1015819 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 1015819 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 0001023591 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 310 E STATE ST CHERRY VALLEY IL 610169294, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 0001023591 |
|---|---|
| Date | Aug 03, 2017 |
| Instrument | 1023591 |
| Name | COMMUNITY DEV CORP |
|---|---|
| Type | Construction/Development Company |
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 28, 2017 |
| Property Address | 310 E STATE ST, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 0001022784 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 1022784 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 310 E STATE ST CHERRY VALLEY IL 610169294, CHERRY VALLEY, IL 61016-9294 |
| Document Number | 1022785 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 1022785 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,275.00 | $65,460 (+64.82%) Land $11,484 Building $53,976 | $196,380 (+64.82%) Land $34,452 Building $161,928 |
| 2022 | Homeowner's exemption | $39,715 Land $6,982 Building $32,733 | $119,145 Land $20,946 Building $98,199 |
310 E State St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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