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320 E Saddle River Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 320 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1935
Square Footage2,371 sqft Living Area
Lot Size1.86 acres
OccupancyOwner Occupied
Last Sale$990,000 (2023)
Tax Bill$17,485.00 (2025)

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-01211-0000-00014

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Deed, Transfer · Conventional Mortgage
HSBC BANK USA
Jan 24, 2019Warranty Deed, Transfer · Stand Alone Refinance
MORGAN STANLEY CREDIT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleMay 01, 2000 · Amount on Record
Deed Doc Number202335319
Deed Book / Page5003 / 53
Record RefreshedSep 20, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 26, 2023
Property Address320 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108
Document Number0050030053
Book / Page5003 / 53
Instrument DateMay 15, 2023
Instrument2023035319
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,612.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address168 LONG BEACH BLVD, LONG BEACH TOWNSHIP, NJ 08008-6138

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108

Mortgage

Document Number2023035320
DateMay 26, 2023
Instrument2023035320
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERGEN NJ
Recording DateJan 24, 2019
Property Address320 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108
Document Number0031622314
Book / Page3162 / 2314
Instrument DateJan 19, 2019
Instrument19-005794
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108

Mortgage

Document Number0031622320
DateJan 24, 2019
Book Page3162/2320
Instrument2019-005794.01
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$675,100 (-) Land $332,200 Building $342,900$675,100 (-) Land $332,200 Building $342,900
2025$17,485.00 (+1.73%)$675,100 (-) Land $332,200 Building $342,900$675,100 (-) Land $332,200 Building $342,900
2024$17,188.00 (+2.95%)
2023$675,100 (-) Land $332,200 Building $342,900$675,100 (-) Land $332,200 Building $342,900
2022$16,695.00 (+0.2%)$675,100 Land $332,200 Building $342,900$675,100 Land $332,200 Building $342,900
2021$16,661.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN63-01211-0000-00014
Alternative APNs
  • 630121100014
  • 150700

Interior

Building Area2,371 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame Construction
Lot Area81,457 sqft

Location & Zoning

Account Number150700
Street Address320 E SADDLE RIVER RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-2108
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.870 AC
Legal SubdivisionUPPER SADDLE RIVER
Legal Block1211
Legal Lot Number14
JurisdictionBERGEN NJ
Minor Civil DivisionUPPER SADDLE RIVER
Census Blockgroup2
Census Block2009
Census Tract53201

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