Bergen County and Upper Saddle River Borough property record for 315 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2004 |
| Square Footage | 5,822 sqft Living Area |
| Lot Size | 2.4 acres |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2000) |
| Tax Bill | $37,097.00 (2025) |
| Primary APN | 63-01203-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,822 sqft Living Area |
|---|---|
| 1st Floor | 5,822 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 104,544 sqft |
| Account Number | 149400 |
|---|---|
| Street Address | 315 E SADDLE RIVER RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2143 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2.400 AC |
| Legal Subdivision | ERNEST HANZER |
| Legal Block | 1203 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | UPPER SADDLE RIVER |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01203-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2000 · Amount on Record |
| Deed Sale | Oct 24, 2000 · Amount on Record |
| Deed Book / Page | 8318 / 440 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 315 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2143 |
| Document Number | 0035640610 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 315 E SADDLE RIVER RD UPPER SADDLE RIVER NJ 074582143, UPPER SADDLE RIVER, NJ 07458-2143 |
| Document Number | 0035640610 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 003564/000610 |
| Instrument | 20037207 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,432,300 (-) Land $364,000 Building $1,068,300 | $1,432,300 (-) Land $364,000 Building $1,068,300 | |
| 2025 | $37,097.00 (+1.73%) | $1,432,300 (-) Land $364,000 Building $1,068,300 | $1,432,300 (-) Land $364,000 Building $1,068,300 |
| 2024 | $36,466.00 (+2.95%) | ||
| 2023 | $1,432,300 Land $364,000 Building $1,068,300 | $1,432,300 Land $364,000 Building $1,068,300 | |
| 2022 | $35,420.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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