320 E Prairie St, Wataga, IL 61488 Property Records

Knox County property record for 320 E Prairie St, Wataga, IL 61488

Property Summary

Property Type	Single Family Home
Details	1,758 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jun 2021)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-261-002`

Property Details

APN / Parcel Number

Primary APN	`06-16-261-002`

Interior

Building Area	1,758 sqft Base Area
1st Floor Area	1,758 sqft
Basement Area	1,758 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82 ft wide
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	320 E PRAIRIE ST
City	WATAGA
State	IL
Zip	61488-9465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 82' OF N 33' LOT 7 & E 82' LOT 8 BLK 46 VILLAGE OF WATAGA
Legal Subdivision	VILLAGE WATAGA
Legal Block	46
Legal Lot Number	7,8
Jurisdiction	KNOX IL
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3022
Census Tract	200

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 PRAIRIE ST, WATAGA, IL 61488
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Jun 15, 2017	Deed, Transfer · Conventional Mortgage FIRST STATE BANK ILLINOIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Jun 23, 2021
Property Address	320 E PRAIRIE ST, WATAGA, IL 61488-9465
Document Number	0001072584
Map Reference	VL33 PG296
Instrument Date	Jun 11, 2021
Instrument	1072584
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PRAIRIE ST, WATAGA, IL 61488

Mortgage

Document Number	0001072585
Date	Jun 23, 2021
Instrument	1072585

Lender

Name	NATIONS DIRECT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOX IL
Recording Date	Jun 15, 2017
Property Address	320 E PRAIRIE ST, WATAGA, IL 61488-9465
Document Number	0001041743
Map Reference	VOL 33 PG 296
Instrument Date	May 19, 2017
Instrument	1041743
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E PRAIRIE ST, WATAGA, IL 61488-9465

Mortgage

Document Number	0001041744
Date	Jun 15, 2017
Instrument	1041744

Lender

Name	FIRST STATE BANK ILLINOIS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Sparta Township
Municipality	Wataga Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,532.00 (+16.34%)	$43,350 (+20.05%) Land $3,100 Building $40,250	$130,050 (+20.05%) Land $9,300 Building $120,750
2022	$3,036.00	$36,110 Land $2,440 Building $33,670	$108,330 Land $7,320 Building $101,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATAGA serves 965 people · EPA ID IL0950600
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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