232 E Prairie St, Wataga, IL 61488 Property Records

Knox County property record for 232 E Prairie St, Wataga, IL 61488

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1964
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Apr 2009)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-260-005`

Property Details

APN / Parcel Number

Primary APN	`06-16-260-005`

Interior

Stories	1 Story
Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	99 ft deep x 99 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	232 E PRAIRIE ST
City	WATAGA
State	IL
Zip	61488-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 1 BLK 26 VILLAGE OF WATAGA
Legal Block	26
Legal Lot Number	1
Jurisdiction	KNOX IL
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3022
Census Tract	200

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1563 GRAND AVE, GALESBURG, IL 61401-5333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOMPKINS STATE BANK
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOMPKINS STATE BANK
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit TOMPKINS ST BK
Mar 22, 2020	Loan Modification, Mortgage TOMPKINS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2009 · Amount on Record
Deed Sale	Apr 2, 2009 · Amount on Record
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	232 E PRAIRIE ST, WATAGA, IL 61488-5122
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054660
Date	Mar 28, 2019
Instrument	1054660

Lender

Name	TOMPKINS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 22, 2020

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	232 E PRAIRIE ST, WATAGA, IL 61488-5122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051923
Date	Oct 30, 2018
Instrument	1051923

Lender

Name	TOMPKINS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 22, 2023

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	232 E PRAIRIE ST, WATAGA, IL 61488-5122
Document Number	0001063666
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 E PRAIRIE ST WATAGA IL 614885122, WATAGA, IL 61488-5122

Mortgage

Document Number	0001063666
Date	Jun 9, 2020
Instrument	1063666

Lender

Name	TOMPKINS ST BK
Type	Bank
Address	GALESBURG, IL 61401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 8, 2025

Interest

Rate Type	Adjustable Rate
Rate	4%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KNOX IL
Property Address	232 E PRAIRIE ST, WATAGA, IL 61488-5122
Document Number	0001062820
Instrument Date	Mar 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 E PRAIRIE ST WATAGA IL 614885122, WATAGA, IL 61488-5122

Mortgage

Document Number	0001062820
Date	Apr 30, 2020
Instrument	1062820

Lender

Name	TOMPKINS ST BK
Type	Bank
Address	GALESBURG, IL 61401

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Sparta Township
Municipality	Wataga Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (+48.4%)	$28,940 (+53.04%) Land $3,290 Building $25,650	$86,820 (+53.04%) Land $9,870 Building $76,950
2022	$1,589.00	$18,910 Land $2,590 Building $16,320	$56,730 Land $7,770 Building $48,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATAGA serves 965 people · EPA ID IL0950600
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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