Kent County property record for 320 E Main St, Rockford, MI 49341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,102 sqft |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,500 (Dec 2009) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-06-36-279-004 |
| Primary APN | 41-06-36-279-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Basement Area | 882 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 6,316 sqft (0.145 acres) |
|---|---|
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 E MAIN ST |
|---|---|
| City | ROCKFORD |
| State | MI |
| Zip | 49341-1071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 42 * WOLVERINE PLAT |
| Legal Subdivision | WOLVERINE PLAT |
| Legal Lot Number | 42 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10700 |
320 E Main St is owned and occupied by two individuals who acquired it in April 2017.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 E MAIN ST, ROCKFORD, MI 49341-1071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Apr 27, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2009 · Amount on File |
| Deed Sale | Dec 8, 2009 · Amount on File |
| Deed Document Number | 2009108405 |
| Last Transfer Date | Apr 8, 2017 |
| Transfer Doc | 0000036369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 320 E MAIN ST, ROCKFORD, MI 49341-1071 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 E MAIN ST, ROCKFORD, MI 49341-1071 |
| Document Number | 0000013430 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 20230316-0013430 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Apr 27, 2017 |
| Property Address | 320 E MAIN ST, ROCKFORD, MI 49341-1071 |
| Document Number | 0000036369 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 36369 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 E MAIN ST ROCKFORD MI 493411071, ROCKFORD, MI 49341-1071 |
| Document Number | 36370 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 36370 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 26, 2032 |
The 2025 property tax bill for 320 E Main St was $2,554.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Rockford City |
| Unified School District | Rockford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,700 (+5.8%) | $295,400 (+5.8%) | |
| 2025 | $2,554.00 Homeowner's exemption | $139,600 | $279,200 |
| 2023 | $114,000 | $228,000 | |
| 2021 | $2,675.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 7,160 people · EPA ID MI0005730 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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