274 E Main St, Rockford, MI 49341 Property Records

Kent County property record for 274 E Main St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,268 sqft · built 1935
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2006)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-278-003`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-278-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,268 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Lot Area	12,589 sqft (0.289 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	274 E MAIN ST
City	ROCKFORD
State	MI
Zip	49341-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 1 & 2 * WOLVERINE PLAT
Legal Subdivision	WOLVERINE PLAT
Legal Lot Number	1-2
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2008
Census Tract	10700

Owner

274 E Main St is owned and occupied by an individual who acquired it in October 2024.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	274 E MAIN ST, ROCKFORD, MI 49341-1052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2006 · Amount on File
Deed Sale	Feb 8, 2006 · Amount on File
Prior Sale	Feb 8, 2006 · Amount on File
Deed Document Number	200615668
Last Transfer Date	Oct 23, 2024
Transfer Doc	0000060200
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	274 E MAIN ST, ROCKFORD, MI 49341-1052
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040081
Date	Jun 10, 2019
Instrument	20190610-0040081

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049
Prepayment Penalty	00 Months

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	274 E MAIN ST, ROCKFORD, MI 49341-1052
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022663
Date	Mar 16, 2020
Instrument	20200316-0022663

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	274 E MAIN ST, ROCKFORD, MI 49341-1052
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001871
Date	Jan 7, 2021
Instrument	20210107-0001871

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CAMDEN, NJ 08105

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 274 E Main St was $2,700.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,700 (+6.55%)	$299,400 (+6.55%)
2025	$2,700.00 Homeowner's exemption	$140,500	$281,000
2023		$100,100	$200,200
2021	$2,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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