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320 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 320 E Main St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeMedical Building
Details20,610 sqft · built 2014
Lot Size1.22 acres (53,361 sqft)
OwnerCompany Name on File
Last Sale$7,400,000 (Nov 2022)
Tax Bill$43,042 (2025)
Deeds & MortgagesJan 2021 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN145LC B 025

Property Details

APN / Parcel Number

Primary APN145LC B 025
Alternative APN
  • 0000071018

Interior

Stories2 Stories
Building Area20,610 sqft Total Area

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick Veneer
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area53,361 sqft (1.22 acres)
Lot Dimensions254 ft deep x 190 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number0000071018
Old Parcel Number145LCB 025
Street Address320 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37408-1327
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Legal DescriptionLT 1 OCIS REV TO MONTAGUES ADDN PB 89 PG 21 REV 96-188 REV 119-92
Legal SubdivisionMONTAGUES ADD
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1012
Census Tract2000

Owner

Source: Hamilton County records · APN 145LC B 025

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address104 WOODMONT BLVD STE 120, 120, NASHVILLE, TN 37205-2311
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Commercial Mortgage
SOUTHEAST BANK
Nov 11, 2022Special Warranty Deed, Transfer · Commercial Mortgage
FIRST FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 11, 2022 · Amount on Record
Deed SaleNov 11, 2022 · Amount on Record
Prior SaleNov 29, 2012 · Amount on Record
Deed Document Number2022111100021
Deed Book / Page13140 / 978
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address320 E MAIN ST, CHATTANOOGA, TN 37408-1327
Transaction TypeMortgage
Record UpdatedJan 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000125
DateJan 15, 2021
Book Page12316/219
Instrument2021011500125
Lender
NameSOUTHEAST BANK
TypeBank
AddressCHATTANOOGA, TN 37450
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateNov 11, 2022
Property Address320 E MAIN ST, CHATTANOOGA, TN 37408-1327
Document Number0000000021
Book / Page13140 / 978
Map ReferenceMB 119 PG 92
Instrument DateNov 10, 2022
Instrument2022111100021
Transaction TypeTransfer
Record UpdatedJan 01, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 WOODMONT BLVD #120 # 120, 120, BRENTWOOD, TN 37027

Mortgage

Document Number0131400984
DateNov 11, 2022
Instrument13140-0984
Lender
NameFIRST FARMERS & MERCHANTS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$43,042.00 (+14.35%)$2,839,760 (+68.79%)$7,099,400 (+68.79%) Land $2,401,200 Building $4,698,200
2023$37,640.00$1,682,400 (-)$4,206,000 (-) Land $610,300 Building $3,595,700
2022$37,640.00$1,682,400$4,206,000 Land $610,300 Building $3,595,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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