317 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 317 E Main St, Chattanooga, TN 37408 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,162 sqft · built 1980
Lot Size	0.231 acres (10,047 sqft)
Owner	Company Name on File
Last Sale	$410,000 (Jun 2024)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145LC A 002`

Property Details

APN / Parcel Number

Primary APN	`145LC A 002`
Alternative APN	`0000070989`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	3,162 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	10,047 sqft (0.231 acres)
Lot Dimensions	151 ft deep x 75 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000070989
Old Parcel Number	145LCA 002
Street Address	317 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37408-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 DOTSON & JOHNSON'S ADDITION PB P2 PG 495 REV PB 127 PG 176 REV PB 130 PG 50
Legal Subdivision	DOTSON & JOHNSONS AD
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3020
Census Tract	12400

Owner

Source: Hamilton County records · APN 145LC A 002

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3428 BENNETT RD, CHATTANOOGA, TN 37412-1156
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage WESBANCO BANK INC
Feb 07, 2025	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
May 09, 2023	Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK
Jun 05, 2024	Warranty Deed, Transfer · Commercial Mortgage ROCKPOINT BANK NA
Feb 03, 2023	Warranty Deed, Transfer · Commercial Mortgage EUGENE H SCHIMPF III & ETUX

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2024 · Amount on Record
Deed Sale	Jun 05, 2024 · Amount on Record
Prior Sale	Feb 03, 2023 · Amount on Record
Deed Document Number	2024190
Deed Book / Page	13612 / 941
Prior Transfer Date	Jul 20, 2007
Prior Transfer Doc	0000000291
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	317 E MAIN ST, CHATTANOOGA, TN 37408-1346
Transaction Type	Mortgage
Record Updated	Jan 01, 2026
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E MAIN ST, CHATTANOOGA, TN 37408-1346

Mortgage

Document Number	0000000235
Date	Aug 14, 2023
Book Page	13371/650
Instrument	2023081400235

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	NEW ALBANY, IN 47150

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 11, 2028

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	317 E MAIN ST, CHATTANOOGA, TN 37408-1346
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000053
Date	Feb 07, 2025
Book Page	13832/76
Instrument	2025020700053

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	317 E MAIN ST, CHATTANOOGA, TN 37408-1346
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000139
Date	May 09, 2023
Book Page	13284/886
Instrument	2023050900139

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 04, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 05, 2024
Property Address	317 E MAIN ST, CHATTANOOGA, TN 37408-1346
Document Number	0000000190
Book / Page	13612 / 941
Map Reference	MB 130 PG 50
Instrument Date	Jun 03, 2024
Instrument	2024060500190
Transaction Type	Transfer
Record Updated	Jan 01, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 BENNETT RD, CHATTANOOGA, TN 37412-1156

Mortgage

Document Number	0000000191
Date	Jun 05, 2024
Instrument	2024060500191

Lender

Name	ROCKPOINT BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 03, 2029

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 03, 2023
Property Address	317 E MAIN ST, CHATTANOOGA, TN 37408-1346
Document Number	0000000149
Book / Page	13203 / 922
Map Reference	VOL 2 PG 495
Instrument Date	Feb 03, 2023
Instrument	2023020300149
Transaction Type	Transfer
Record Updated	Jan 01, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E MAIN ST APT A, A, CHATTANOOGA, TN 37408-1347

Mortgage

Document Number	0132030925
Date	Feb 03, 2023
Instrument	13203-0925

Lender

Name	EUGENE H SCHIMPF III & ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Sep 01, 2023

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (-21.61%)	$195,100 (+15.7%)	$780,400 (+29.14%) Land $100,000 Building $680,400
2023	$3,772.00	$168,625 (-)	$604,300 (-) Land $337,500 Building $266,800
2022	$3,772.00	$168,625	$604,300 Land $337,500 Building $266,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650124003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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