318 E Main St, Centralia, WA 98531 Property Records

Lewis County property record for 318 E Main St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Sep 2026)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2023 Mortgage + 1 more
APN	`000140-000-000`

Property Details

APN / Parcel Number

Primary APN	`000140-000-000`
Alternative APNs	`2210859` `10102`

Interior

Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Upper Floors Area	186 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Shake/Shingle
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	540 sqft

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2210859
Street Address	318 E MAIN ST
City	CENTRALIA
State	WA
Zip	98531-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W S 21 W2 LT 4 & W2 E2 LT 4 & 5 BLK 9 WASHINGTONS ADD
Legal Range	02W
Legal Township	14N
Legal Section	08
Legal Subdivision	WASHINGTONS ADD
Legal Block	9
Legal Lot Number	4,5
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1011
Census Tract	970700

Owner

Source: Lewis County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Special Warranty Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE & ESCROW
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 12, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	20263644269
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0003408457
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Sep 15, 2026
Property Address	318 E MAIN ST, CENTRALIA, WA 98531-4452
Document Number	0003644269
Instrument Date	Sep 14, 2026
Instrument	20263644269
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	318 E MAIN ST, CENTRALIA, WA 98531-4452
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E MAIN ST, CENTRALIA, WA 98531-4452

Mortgage

Document Number	0003594542
Date	Jun 15, 2023
Instrument	3594542

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jun 12, 2019
Property Address	318 E MAIN ST, CENTRALIA, WA 98531-4452
Document Number	0003503763
Map Reference	VOL 1 PG 10
Instrument Date	Jun 10, 2019
Instrument	3503763
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,031.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E MAIN ST, CENTRALIA, WA 98531-4452

Mortgage

Document Number	0003503764
Date	Jun 12, 2019
Instrument	3503764

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0003503765
Date	Jun 12, 2019
Instrument	3503765

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 (+37.96%)	$243,300 (-) Land $50,000 Building $193,300	$243,300 (-) Land $50,000 Building $193,300
2024	$1,599.00 (-22.87%)	$243,300 (-3.8%) Land $50,000 Building $193,300	$243,300 (-3.8%) Land $50,000 Building $193,300
2023	$2,073.00
2022		$252,900 Land $50,000 Building $202,900	$252,900 Land $50,000 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	95 (1986–2022)
Claims Outside the SFHA	9 of 95
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims Severe Storms & Flooding, Nov 1990 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, T-Mobile.

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