320 E Main Cross St, Arlington, OH 45814 Property Records

Hancock County property record for 320 E Main Cross St, Arlington, OH 45814

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1900
Lot Size	0.173 acres (7,523 sqft)
Owner	Individual Name on File
Last Sale	$80,767 (Jan 2020)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2911-063-07-013.000`

Property Details

APN / Parcel Number

Primary APN	`2911-063-07-013.000`
Alternative APN	`310000071910`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	848 sqft
2nd Floor Area	448 sqft
Flooring	Brick
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,523 sqft (0.173 acres)
Lot Dimensions	132 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 E MAIN CROSS ST
City	ARLINGTON
State	OH
Zip	45814-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMERONS RR ADD LOT 14
Legal Subdivision	CAMERONS RR ADD
Legal Lot Number	14
Jurisdiction	HANCOCK OH
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3004
Census Tract	1200

Owner

320 E Main Cross St is owned and occupied by an individual who bought it in January 2020.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	320 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 24, 2020	Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	2020713
Deed Book / Page	2565 / 500
Prior Transfer Date	Feb 6, 2004
Prior Transfer Doc	0000001915
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	320 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02595/5062
Date	Jul 1, 2022
Book Page	2595/5062
Instrument	202200006137

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	320 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02587/4130
Date	Oct 7, 2021
Book Page	2587/4130
Instrument	202100011772

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 24, 2020
Property Address	320 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Document Number	02565/0500
Book / Page	2565 / 0500
Instrument Date	Jan 8, 2020
Instrument	202000000713
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN CROSS ST, ARLINGTON, OH 45814-8739

Mortgage

Document Number	202000000714
Date	Jan 24, 2020
Instrument	202000000714

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 24, 2020
Property Address	320 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Document Number	02565/0498
Book / Page	2565 / 0498
Instrument Date	Jan 7, 2020
Instrument	202000000712
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN CROSS ST, ARLINGTON, OH 45814-8739

Tax Assessment & Valuation

The 2025 property tax bill for 320 E Main Cross St was $1,413 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Arlington Village
County	Hancock County
Unified School District	Arlington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00	$31,460 Land $3,320 Building $28,140	$89,880 Land $9,480 Building $80,400
2023	$1,300.00 Homeowner's exemption	$27,060 Land $2,590 Building $24,470
2022			$77,310 Land $7,410 Building $69,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 E Main Cross St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1981–2017)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 E Main Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON VILLAGE PWS serves 1,474 people · EPA ID OH3200012
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

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