316 E Main Cross St, Arlington, OH 45814 Property Records

Hancock County property record for 316 E Main Cross St, Arlington, OH 45814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1915
Lot Size	0.176 acres (7,658 sqft)
Owner	Individual Name on File
Last Sale	$97,667 (Nov 2018)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2911-063-07-012.000`

Property Details

APN / Parcel Number

Primary APN	`2911-063-07-012.000`
Alternative APN	`310000071900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,658 sqft (0.176 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	138 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	316 E MAIN CROSS ST
City	ARLINGTON
State	OH
Zip	45814-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMERONS RR ADD LOT 13
Legal Subdivision	CAMERONS RR ADD
Legal Lot Number	13
Jurisdiction	HANCOCK OH
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3004
Census Tract	1200

Owner

316 E Main Cross St is owned and occupied by an individual who bought it in November 2018.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	316 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Nov 14, 2018	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Aug 19, 2004 · Amount on File
Deed Document Number	20189472
Deed Book / Page	2548 / 816
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	316 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02559/5043
Date	Jul 29, 2019
Book Page	2559/5043
Instrument	201900006118

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	316 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02579/5249
Date	Mar 18, 2021
Book Page	2579/5249
Instrument	202100003183

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 14, 2018
Property Address	316 E MAIN CROSS ST, ARLINGTON, OH 45814-8739
Document Number	02548/0816
Book / Page	2548 / 0816
Instrument Date	Oct 26, 2018
Instrument	201800009472
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	BLACK HOOF TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MAIN CROSS ST, ARLINGTON, OH 45814-8739

Mortgage

Document Number	201800009473
Date	Nov 14, 2018
Instrument	201800009473

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 316 E Main Cross St was $1,079 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Arlington Village
County	Hancock County
Unified School District	Arlington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00	$24,030 Land $3,380 Building $20,650	$68,660 Land $9,650 Building $59,010
2023	$987.00 Homeowner's exemption	$20,560 Land $2,640 Building $17,920
2022			$58,730 Land $7,540 Building $51,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 E Main Cross St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1981–2017)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 E Main Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON VILLAGE PWS serves 1,474 people · EPA ID OH3200012
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

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