320 E Elm St, Lombard, IL 60148 Property Records

DuPage County property record for 320 E Elm St, Lombard, IL 60148

Property Summary

Property TypeSingle Family Home
Details1,778 sqft · built 1927
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Aug 2019)
Tax Bill$8,294 (2025)
Deeds & MortgagesNov 2017 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-08-115-011

Property Details

APN / Parcel Number

Primary APN06-08-115-011

Interior

Stories1 Story
Building Area1,778 sqft Living Area
Gross Area2,822 sqft
1st Floor Area1,310 sqft
2nd Floor Area468 sqft
Basement Area1,044 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialStucco
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions15.8 ft deep x 5.5 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address320 E ELM ST
CityLOMBARD
StateIL
Zip60148-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCAMBRIDGE MANOR E 5 FT ALL
Legal SubdivisionCAMBRIDGE MANOR
Legal Block3
Legal Lot Number11
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1008
Census Tract843602

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 E ELM ST, LOMBARD, IL 60148-2715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK NA
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Aug 21, 2019Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2019 · Amount on Record
Deed SaleAug 21, 2019 · Amount on Record
Prior SaleAug 15, 2013 · Amount on Record
Deed Document Number201972118
Prior Transfer DateJul 11, 2007
Prior Transfer Doc0000187744
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address320 E ELM ST, LOMBARD, IL 60148-2715
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000122385
DateNov 29, 2017
InstrumentR2017-122385
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2037
Interest
Rate3.87%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address320 E ELM ST, LOMBARD, IL 60148-2715
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103509
DateSep 15, 2020
InstrumentR2020-103509
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 21, 2019
Property Address320 E ELM ST, LOMBARD, IL 60148-2715
Document Number0000072118
Map ReferenceDOC 178816
Instrument DateAug 17, 2019
InstrumentR2019-072118
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyTICOR TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E ELM ST, LOMBARD, IL 60148-2715

Mortgage

Document Number0000072119
DateAug 21, 2019
InstrumentR2019-072119
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityLombard Village
Secondary School DistrictGlenbard Township High School District 87 (09 - 12)
Elementary School DistrictLombard School District 44 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,294.00 (+13.15%)$118,739 (+21.34%) Land $24,564 Building $94,175$356,217 (+21.34%) Land $73,692 Building $282,525
2022$7,330.00 Homeowner's exemption$97,860 Land $20,240 Building $77,620$293,580 Land $60,720 Building $232,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOMBARD
serves 44,476 people · EPA ID IL0430600
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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