314 E Elm St, Lombard, IL 60148 Property Records

DuPage County property record for 314 E Elm St, Lombard, IL 60148

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,178 sqft · built 1927
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (May 2026)
Tax Bill$9,069 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-08-115-010

Property Details

APN / Parcel Number

Primary APN06-08-115-010

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
Gross Area1,898 sqft
1st Floor Area818 sqft
2nd Floor Area360 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions14.6 ft deep x 4.5 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address314 E ELM ST
CityLOMBARD
StateIL
Zip60148-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCAMBRIDGE MANOR W 45 FT
Legal SubdivisionCAMBRIDGE MANOR
Legal Block3
Legal Lot Number10
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1008
Census Tract843602

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1630 GROVE AVE, BERWYN, IL 60402-1734
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · FHA Mortgage
NEIGHBORHOOD LOANS
May 6, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2026 · Amount on Record
Deed SaleMay 6, 2026 · Amount on Record
Prior SaleAug 10, 2016
Deed Document Number202630300
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address314 E ELM ST, LOMBARD, IL 60148-2715
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000135042
DateSep 9, 2021
InstrumentR2021-135042
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 6, 2026
Property Address314 E ELM ST, LOMBARD, IL 60148-2715
Document Number0000030300
Instrument DateMar 12, 2026
Instrument202630300
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$69,690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1630 GROVE AVE, BERWYN, IL 60402-1734

Mortgage

Document Number0000030301,
DateMay 6, 2026
Instrument202630301
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.99%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityLombard Village
Secondary School DistrictGlenbard Township High School District 87 (09 - 12)
Elementary School DistrictLombard School District 44 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,069.00 (+4.52%) Homeowner's exemption$129,098 (+7.86%) Land $18,581 Building $110,517$387,294 (+7.86%) Land $55,743 Building $331,551
2024$8,677.00 (+8.33%)$119,690 (+12.5%) Land $17,227 Building $102,463$359,070 (+12.5%) Land $51,681 Building $307,389
2022$8,010.00 Homeowner's exemption$106,390 Land $15,310 Building $91,080$319,170 Land $45,930 Building $273,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOMBARD
serves 44,476 people · EPA ID IL0430600
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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