320 E Bruce Ave, Dayton, OH 45405 Property Records

Montgomery County property record for 320 E Bruce Ave, Dayton, OH 45405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,554 sqft · built 1949
Lot Size	0.126 acres (5,519 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,081 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R72 10910 0019`

Property Details

APN / Parcel Number

Primary APN	`R72 10910 0019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,519 sqft (0.126 acres)
Lot Dimensions	138 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	118 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 E BRUCE AVE
City	DAYTON
State	OH
Zip	45405-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45905
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	19
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2010
Census Tract	1100

Owner

Source: Montgomery County records · APN R72 10910 0019

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 E BRUCE AVE, DAYTON, OH 45405-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 1997
Deed Sale	Dec 17, 1997
Prior Sale	Oct 03, 1995
Deed Document Number	0026291
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	320 E BRUCE AVE, DAYTON, OH 45405-2502
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E BRUCE AVE, DAYTON, OH 45405-2502

Mortgage

Document Number	0000036658
Date	Jun 10, 2022
Instrument	2022-00036658

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,130 (-) Land $4,130 Building $14,000
2024	$1,081.00 (+2.37%)
2023	$1,056.00 (+5.81%)	$18,130 (+36.93%) Land $4,130 Building $14,000	$51,800 (+37%) Land $11,810 Building $39,990
2022	$998.00	$13,240 Land $3,020 Building $10,220
2020			$37,810 Land $8,620 Building $29,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 645 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.