320 E Ave, Central City, NE 68826 Property Records

Merrick County property record for 320 E Ave, Central City, NE 68826 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,597 sqft · built 1910
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Sep 2019)
Tax Bill	$700 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0002201.00`

Property Details

APN / Parcel Number

Primary APN	`0002201.00`
Alternative APN	`3007-09-0-10005-006-2201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,597 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Mixed
Garage Area	512 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	193 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	320 E AVE
City	CENTRAL CITY
State	NE
Zip	68826-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. CENTRAL CITY LOT 7-8 BLK 6 45-4CC (17244 SQ FT)
Legal Range	06
Legal Township	13
Legal Section	09
Legal Subdivision	ORIGINAL TOWN OF LONE TREE
Legal Block	6
Legal Lot Number	7-8
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2074
Census Tract	966800

Owner

Source: Merrick County records · APN 0002201.00

Assessment roll updated March 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E AVE, CENTRAL CITY, NE 68826-1147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ARCHER COOPERATIVE CU
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage ARCHER COOPERATIVE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20191251
Deed Book / Page	47 / 706
Last Transfer Date	Oct 15, 2025
Transfer Doc	0202501393
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERRICK NE
Recording Date	Oct 20, 2025
Property Address	320 E AVE, CENTRAL CITY, NE 68826-1147
Document Number	0202501393
Instrument Date	Oct 15, 2025
Instrument	2025-01393
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501396
Date	Oct 20, 2025
Instrument	2025-01396

Lender

Name	ARCHER COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Nov 01, 2030
Change Frequency	5 Years
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	5-Year TN
Margin	1
Max Rate	9.75%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Sep 20, 2019
Property Address	320 E AVE, CENTRAL CITY, NE 68826-1147
Document Number	A47/706
Book / Page	A47 / 706
Instrument Date	Aug 17, 2019
Instrument	2019-01251
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901252
Date	Sep 20, 2019
Instrument	2019-01252

Lender

Name	ARCHER COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.95%
Index	1-Year CMT
Max Rate	11.9%

Tax Assessment & Valuation

Source: Merrick County records · Assessment roll updated March 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (-2.37%)	$62,020 (+2.9%) Land $39,205 Building $22,815	$62,020 (+2.9%) Land $39,205 Building $22,815
2024	$717.00 (+18.12%)	$60,275 (+43.58%) Land $37,460 Building $22,815	$60,275 (+43.58%) Land $37,460 Building $22,815
2023	$607.00	$41,980 Land $19,165 Building $22,815	$41,980 Land $19,165 Building $22,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrick County (31121C), updated September 11, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311219668002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2008, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	2,000 / 50
Nedelco	Fiber	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Vyve Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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