306 E Ave, Central City, NE 68826 Property Records

Merrick County property record for 306 E Ave, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	1,012 sqft · built 1910
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Transfer
Flood Zone	Zone X (moderate risk)
APN	`0002196.00`

Property Details

APN / Parcel Number

Primary APN	`0002196.00`
Alternative APN	`3007-09-0-10005-006-2196`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 99.2 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	306 E AVE
City	CENTRAL CITY
State	NE
Zip	68826-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	O.T. CENTRAL CITY LOT 1 & 1/2 LOT 2 (AKA LOT B) BLK 6 45-4CC (13068 SQ FT)
Legal Range	06
Legal Township	13
Legal Section	09
Legal Subdivision	ORIGINAL TOWN OF CENTRAL CITY
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2074
Census Tract	966800

Owner

Source: Merrick County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 B ST, CENTRAL CITY, NE 68826-1117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Mar 20, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 17, 2024
Transfer Doc	0202400326
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Recording Date	Jul 27, 2026
Property Address	306 E AVE, CENTRAL CITY, NE 68826-1147
Document Number	0000001035
Instrument Date	Jun 15, 2026
Instrument	20261035
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 B ST, CENTRAL CITY, NE 68826-1117

Mortgage

Document Number	0000001035,
Date	Jul 27, 2026
Instrument	20261035

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRICK NE
Recording Date	Mar 20, 2024
Property Address	306 E AVE, CENTRAL CITY, NE 68826-1147
Document Number	0202400326
Instrument Date	Mar 17, 2024
Instrument	2024-00326
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00	$94,825 (+12.11%) Land $29,405 Building $65,420	$94,825 (+12.11%) Land $29,405 Building $65,420
2023	Homeowner's exemption	$84,585 Land $19,165 Building $65,420	$84,585 Land $19,165 Building $65,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,000 people · EPA ID NE3112102
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	2,000 / 50
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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