320 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 320 E 5th St, Royal Oak, MI 48067 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,408 sqft · built 2000
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Apr 2025)
Tax Bill	$6,592 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-22-153-036`

Property Details

APN / Parcel Number

Primary APN	`72-25-22-153-036`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	931 sqft
Basement Area	724 sqft
Unfinished Basement	771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	1 ft deep x 4,210 ft wide
Garage Area	207 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	41 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	320 E 5TH ST
City	ROYAL OAK
State	MI
Zip	48067-2708
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T1N, R11E, SEC 22 OAKLAND COUNTY CONDOMINIUM PLAN NO 1387 EAST FIFTH STREET CONDO UNIT 2 L 23996 P 262 11-7-01 FR 028
Legal Range	11E
Legal Township	01N
Legal Section	22
Legal Subdivision	EAST FIFTH STREET CONDOMINIUM
Legal Unit	2
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1019
Census Tract	184400

Owner

Source: Oakland County records · APN 72-25-22-153-036

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2700 N HAMPDEN CT, 24A, CHICAGO, IL 60614-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Aug 21, 2020	Warranty Deed, Transfer VANGUARD TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2025 · Amount on Record
Deed Sale	Apr 08, 2025 · Amount on Record
Prior Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	202542572
Deed Book / Page	60112 / 680
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 19, 2023
Property Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708
Document Number	0000114761
Book / Page	58951 / 549
Map Reference	LB 23996 PG 262
Instrument Date	Oct 13, 2023
Instrument	114761
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	PREFERRED TTL AGCY OF ANN AR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708

Mortgage

Document Number	0000114252
Date	Oct 18, 2023
Book Page	58949/1
Instrument	114252

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077101
Date	Mar 25, 2021
Book Page	55949/367
Instrument	77101

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 19, 2022
Property Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708
Document Number	0000384287
Book / Page	57783 / 91
Map Reference	LB 23996 PG 262
Instrument Date	May 12, 2022
Instrument	384287
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708
Investor	Possibly a Property Investor

Mortgage

Document Number	0000388359
Date	May 31, 2022
Book Page	57804/454
Instrument	388359

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 21, 2020
Property Address	320 E 5TH ST, ROYAL OAK, MI 48067-2708
Document Number	0000167496
Book / Page	54696 / 870
Map Reference	LB 23996 PG 262
Instrument Date	Aug 17, 2020
Instrument	167496
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 E 5TH ST, 320, ROYAL OAK, MI 48067-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E LINCOLN AVE, ROYAL OAK, MI 48067-3362

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,592.00 (-22.77%) Homeowner's exemption	$225,890 (+42.15%)	$451,780 (+42.15%)
2024	$8,535.00 (+8.59%)
2022	$7,860.00
2018		$158,910	$317,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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